Track Every Expense.
Effortlessly.

Expinzo captures transactions instantly from your daily chats, receipt photos, screenshots, and bank alerts. No spreadsheets. No manual typing. Just pure financial clarity.

Receipt Scanned
Confidence: 99.4%
Ledger Summary
★ Premium
Available Balance

₹48,250.00

Starbucks Coffee Today, 3:45 PM • via WhatsApp
− ₹380.00
💼
Monthly Salary Yesterday • Bank SMS parsed
+ ₹75,000.00
🛒
Amazon Checkout Jul 7 • Screenshot OCR
− ₹2,450.00
AI Extraction Engine

"Spent 150 rs at McDonald's for lunch" parsed as McDonald's (Food) - ₹150

💬
WhatsApp Ingest
Saved via Chat Bot

Packed with Smart AI Capture

Expinzo comes loaded with multiple automatic capture pipelines, all secure and built to keep your data private and offline-first.

💬

WhatsApp Expense Logging

Simply send a text to our Meta-verified WhatsApp Business Bot. Example: "Rent paid 20000". Inbound webhook processes and matches it to your account instantly.

✈️

Telegram Bot Integration

Connect and interact with your dedicated Expinzo Telegram Bot. Log transactions, ask questions about your budget, and fetch instant daily, weekly, or monthly summaries on the go.

🤖

AI Chat Assistant

A native on-device conversational interface. Chat with your app to log, search, or summarize expenses. Ask: "How much did I spend on dining this week?"

📱

Android SMS Parsing

Reads incoming bank/alert messages locally to create automatic logs. Fully secure — parses alerts on-device without leaking sensitive SMS payloads to external servers.

🖼️

Smart Screenshot Import

Screenshot any payment success notification (UPI, GPay, Paytm) and share it to Expinzo. Our built-in OCR instantly extracts amount, date, and merchant details.

💳

Fixed Expenses & Subscriptions

Track automatic monthly deductions (Rent, Netflix, EMI, Utilities) with scheduled reminders so recurring outflows never surprise you.

📄

PDF Statement Import

Upload monthly e-statements from HDFC, ICICI, SBI, Axis, or credit cards. Our parser extracts multi-page statement line items automatically.

📷

Receipt Scanner

Take a snap of any physical paper receipt. High-precision OCR structures line items, taxes, totals, and merchants in seconds.

🛡️

Offline-First & Private

Your financial history is personal. Data is stored locally in encrypted Drift SQLite tables and synced via isolated cloud partitions.

Three Steps to Financial Freedom

No more sitting down at the end of the month to manually enter data. Expinzo captures it in the moment.

1

Capture Instantly

Forward a WhatsApp message, share a screenshot, snap a paper receipt, or simply voice-type into the chat assistant.

2

Automatic Parsing

Our intelligent local parsing engine structures the inputs, maps the correct category, and creates a ledger record instantly.

3

Understand Flow

Review interactive analytics charts, smart budget trackers, and personalized AI spending insights updated in real-time.

Interactive Expense Parser

Local AI Model Active
☕ Starbucks Coffee 🚕 Uber Airport 📦 Amazon Bill 🍔 Swiggy Dinner
Merchant
Category
Structured Amount

Experience Real-Time Parsing

Our on-device parser splits strings instantly to discover numbers, items, currencies, and merchants. It matches standard currencies (INR, USD, EUR) and structures them into clean ledger records.

This exact same high-efficiency logic powers our Android SMS parsing, screenshot OCR, and the WhatsApp messenger integration, ensuring no transcription mistakes.

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Track Budgets & Analytics

Get a visual understanding of your money. Monitor monthly spending budgets, review categories charts, and see weekly transaction peaks at a glance.

Receive smart triggers when spending speeds exceed daily safety thresholds, or when recurring subscriptions (like Netflix, Spotify) are scheduled to execute.

Monthly Analytics

Total Outflow ₹12,450.00
Budget Limit ₹40,000.00
Remaining Safe ₹27,550.00
Mon
Tue
Wed
Thu
Fri
Sat
Sun

Simple, Transparent Pricing

Start with our generous free tier or unlock unlimited AI parsing with Pro. All plans come with a 7-day free trial.

Free Tier

Perfect for casual expense tracking

₹0 / month
  • 20 AI Chat logs per month
  • 10 Receipt Scans per month
  • 10 Screenshot OCR imports per month
  • 5 PDF Bank Statement imports per month
  • Android SMS automatic parsing
  • Local Drift encrypted SQLite storage

Loved by Thousands of Users

See why professionals and freelancers trust Expinzo for their daily personal finance tracking.

★★★★★

"Logging via WhatsApp changed everything for me. I just text 'Coffee 350' or snap a bill photo while walking out of a restaurant, and it's organized in my ledger!"

AK
Ananya Kapoor
Product Designer, Bengaluru
★★★★★

"The offline-first SQLite database gives me total peace of mind. Android SMS auto-parsing catches my bank debit alerts without sending my texts to external servers."

RS
Rohan Sharma
Software Engineer, Gurgaon
★★★★★

"PDF statement import is magic! Uploaded my HDFC credit card PDF and it structured 80+ line items in 3 seconds. Saved me hours of manual excel entry."

PV
Priya Verma
Freelance Consultant, Mumbai
100,000+
Expenses Parsed
99.4%
Parsing Accuracy
4.9 / 5
User Rating
100%
Offline Privacy

Frequently Asked Questions

Everything you need to know about setting up SMS parsing, WhatsApp bot logging, and data privacy.

Yes. Your transaction history and settings are stored locally on your device in an encrypted SQLite database using Drift. We do not sell your data or monitor your transactions. Realtime sync is securely conducted directly through your own Supabase database partition.

Once you connect your phone number in the Profile page, you will receive our dedicated WhatsApp bot link. You can text expenses to it naturally. Our backend verifies your incoming sender, extracts the data, and securely syncs the transaction to your app database in the background.

No. SMS permissions are strictly on Android devices and are evaluated locally on-device. The parsing engine uses specific regex matching to detect transaction alerts from bank numbers only. Your private chat logs are completely untouched and never uploaded to any servers.

Expinzo supports international logging. The parser automatically structures amounts in INR, USD, EUR, and GBP. You can set your primary account currency in the app Settings screen, and all parsed entries will automatically be normalized or mapped correctly.

Start Your Flow Today

Take control of your spending. Get Expinzo on your phone and experience automated ledger capturing.

Download Free App