The AI Expense Tracker
That Logs Itself.
Expinzo captures transactions automatically from your WhatsApp and Telegram chats, receipt photos, payment screenshots, and Android bank SMS. No spreadsheets. No manual typing. Just financial clarity.
₹48,250.00
"Spent 150 rs at McDonald's for lunch" parsed as McDonald's (Food) - ₹150
Packed with Smart AI Capture
Expinzo comes loaded with multiple automatic capture pipelines, all secure and built to keep your data private and offline-first.
WhatsApp Expense Logging
Send a text to the Expinzo WhatsApp bot — for example, "Rent paid 20000". Our webhook verifies your number, parses the message, and adds it to your ledger automatically. Included with Pro.
Telegram Bot Integration
Connect and interact with your dedicated Expinzo Telegram Bot. Log transactions, ask questions about your budget, and fetch instant daily, weekly, or monthly summaries on the go.
AI Chat Assistant
A native on-device conversational interface. Chat with your app to log, search, or summarize expenses. Ask: "How much did I spend on dining this week?"
Android SMS Parsing
Reads incoming bank/alert messages locally to create automatic logs. Fully secure — parses alerts on-device without leaking sensitive SMS payloads to external servers.
Smart Screenshot Import
Screenshot any payment success notification (UPI, GPay, Paytm) and share it to Expinzo. Our built-in OCR instantly extracts amount, date, and merchant details.
Fixed Expenses & Subscriptions
Track automatic monthly deductions (Rent, Netflix, EMI, Utilities) with scheduled reminders so recurring outflows never surprise you.
PDF Statement Import
Upload monthly e-statements from HDFC, ICICI, SBI, Axis, or credit cards. Our parser extracts multi-page statement line items automatically.
Receipt Scanner
Take a snap of any physical paper receipt. High-precision OCR structures line items, taxes, totals, and merchants in seconds.
Offline-First & Private
Your financial history is personal. Data is stored locally in encrypted Drift SQLite tables and synced via isolated cloud partitions.
Three Steps to Financial Freedom
No more sitting down at the end of the month to manually enter data. Expinzo captures it in the moment.
Capture Instantly
Forward a WhatsApp message, share a screenshot, snap a paper receipt, or simply voice-type into the chat assistant.
Automatic Parsing
Our intelligent local parsing engine structures the inputs, maps the correct category, and creates a ledger record instantly.
Understand Flow
Review interactive analytics charts, smart budget trackers, and personalized AI spending insights updated in real-time.
Interactive Expense Parser
Experience Real-Time Parsing
Our on-device parser splits strings instantly to discover numbers, items, currencies, and merchants. It matches standard currencies (INR, USD, EUR) and structures them into clean ledger records.
This exact same high-efficiency logic powers our Android SMS parsing, screenshot OCR, and the WhatsApp messenger integration, ensuring no transcription mistakes.
Download App NowTrack Budgets & Analytics
Get a visual understanding of your money. Monitor monthly spending budgets, review categories charts, and see weekly transaction peaks at a glance.
Receive smart triggers when spending speeds exceed daily safety thresholds, or when recurring subscriptions (like Netflix, Spotify) are scheduled to execute.
Monthly Analytics
Built for Privacy-First Finance
Expinzo is designed so your money data stays yours — processed on your device, never sold, never mined for ads.
On-Device by Default
Your ledger lives in an encrypted SQLite database on your phone. Cloud sync is optional and off until you turn it on.
No Data Selling
We don't sell your transactions or share them with advertisers. There's no ad SDK tracking your spending.
Every Input, One Ledger
Chats, receipts, screenshots, bank SMS, and PDF statements all flow into a single reviewable ledger.
Frequently Asked Questions
Everything you need to know about setting up SMS parsing, WhatsApp bot logging, and data privacy.
Yes. Your transaction history and settings are stored locally on your device in an encrypted SQLite database using Drift. We do not sell your data or monitor your transactions. Realtime sync is securely conducted directly through your own Supabase database partition.
Once you connect your phone number in the Profile page, you will receive our dedicated WhatsApp bot link. You can text expenses to it naturally. Our backend verifies your incoming sender, extracts the data, and securely syncs the transaction to your app database in the background.
No. SMS permissions are strictly on Android devices and are evaluated locally on-device. The parsing engine uses specific regex matching to detect transaction alerts from bank numbers only. Your private chat logs are completely untouched and never uploaded to any servers.
Expinzo supports international logging. The parser automatically structures amounts in INR, USD, EUR, and GBP. You can set your primary account currency in the app Settings screen, and all parsed entries will automatically be normalized or mapped correctly.
Start Your Flow Today
Take control of your spending. Get Expinzo on your phone and experience automated ledger capturing.